The Parties agree that these Standard Terms & Conditions shall be applicable to all transactions between them, including all subsequent loan agreements between them.

I, the Borrower, acknowledge and declare:

A. Any future loan advances requested and received from the Lender is subject to and in accordance with the terms and conditions set out in this Standard Loan Agreement, as well as to any quote for credit and concomitant repayment schedule, as aligned to “Moneylender From A” attached hereto;
B. If I apply to the Lender for a loan and accept the quote with all the cost related to the loan, I am truly indebted to the Lender for the total amount set out in the quote;
C. I am not insolvent or under administration order, neither have I started with process that can lead to the aforementioned. I will immediately inform the Lender in the event of a material change to my financial position or if I start any process that can lead to administration;
D. I have given full consideration to my financial position, and can fully afford my future payments to the Lender;
E. I guarantee the correctness off all personal and financial information supplied by me to the Lender and acknowledge that the required information was essential for the Lender to assess my application
F. I will promptly inform the Lender of any change in employment or banking details
G. These Terms and Conditions were presented to me in my preferred and understood language of choice, read by or tom, and the meaning thereof is fully understood by me.